BUSINESS FINANCE 

How Insurance Plans Change as You Age

Life Insurance serves a variety of needs depending on your age.  Although you may purchase any type of coverage at virtually any age, the objective of this protection will change as you age. At birth, some parents or grandparents will purchase a small whole life policy with a small face amount.  This policy falls into the category of a gift rather that protection.  The thinking behind this purchase is giving the child an introduction to finance, even at this early age.  The hope behind this purchase is to give something…

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FINANCE 

Property investors: spotting an area ready for growth

Home affordability, high property prices, and fluctuating rents are attracting plenty of media attention right now in Australia. The latest figures on house prices, mortgages, a number of first-time buyers and so on are feasted on by journalists as if this is an issue of recent origin. If you’re an aspiring first-time homeowner or a property investor, the news might already be affecting your decision-making. Worry not! There are ways to spot growth areas. Here’s how you do it. Look for areas currently experiencing gentrification. These are areas that had…

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BUSINESS FINANCE 

Here are 5 Things You Need to Know First

If you are nose deep in debt, bankruptcy may seem like the best next step. However, it’s important to stop for a minute and think if bankruptcy is right for you. Filing for bankruptcy is expensive, and you would be subjected to a complicated and possibly prolonged process in the courts. Clearly, you shouldn’t file for bankruptcy just because you can. Here are five things you should seriously consider before filing for bankruptcy: 1. Have You Exhausted All Other Options? Is your debt so bad that you can no longer…

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